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12590 Emerald Lake Drive
Panama City Beach, FL 32407

$425,000 - Status: Active
Bed Icon Beds: 3
Bath Icon Baths: 2 full
Sq Feet Icon SQFT (H&C): 1,211
MLS Icon MLS# 788503

This beautifully maintained and thoughtfully updated 3-bedroom, 2-bath beach home is ideally situated on a quiet cul-de-sac in the heart of the central beach area. Designed with a light, airy coastal aesthetic, the interior features fresh paint throughout and stylish finishes that create a relaxed, move-in-ready retreat. The spacious 21x15 living room is enhanced by vaulted ceilings, offering an open and inviting atmosphere. The kitchen is both functional and appealing, featuring stainless steel appliances, cream-colored solid surface countertops, and crisp white cabinetry. Durable vinyl wood plank flooring runs throughout most of the home, combining style with easy maintenance. A desirable split-bedroom floor plan provides privacy, with a well-appointed primary suite offering dual closets and an updated en-suite bath complete with dual vanities, marble countertops, upgraded fixtures, and designer touches including coastal-inspired accents. Two additional bedrooms share a full bath with an upgraded vanity, lighting and plumbing fixtures. Step outside to enjoy a fully fenced backyard with well-maintained landscaping, supported by a sprinkler system on a newly installed shallow well pump. The outdoor space also includes a storage building and a shaded patio-perfect for relaxing or entertaining. Energy efficiency is a standout feature, with paid off solar panels keeping the current owner's electric bill at approximately $40 per month. Located just minutes from the beach, this home offers easy access to local favorites including Pier Park, Pirates Voyage Dinner & Show, and Topgolf Panama City Beach, along with shopping, dining and other entertainment options. Whether you're looking for a primary residence, vacation getaway, or investment opportunity, this home delivers the perfect blend of comfort, style, and location.

Property Features

MLS#: 788503
Zip: 32407
Subdivision: Emerald Lake Estates
Development: 0320 - Beach - Middle Central
Property Type: Residential - Single Family
Cooling: Central Air, Ceiling Fan(s)
Fenced: Yes
Garage: 2
Heating: Central, Electric
Home Style: Coastal
Lot Size: 0.15 acres
Roof Type: Composition, Shingle
Taxes: $2,580
Year Built: 1991
SQFT (H&C): 1,211

Feature Descriptions

Appliances: Electric Range, Gas Water Heater, Tankless Water Heater
Exterior: Stucco, Wood Frame
Exterior Features: Patio
Fencing: Fenced
Flooring: Luxury Vinyl Plank
Lot Description: Sprinkler System, Paved
Lot Dimensions: 60x106
Parcel#: 34170-116-000
Patio/Porch: Patio, Covered, Porch
Sewer: Public Sewer
Utilities: Electricity Available
Window: Double Pane Windows

Room Sizes

Other: 10 X 7 Level - First
Patio: 10 X 8 Level - First
Garage: 26 X 18 Level - First
Kitchen: 9 X 10 Level - First
Dining Room: 10 X 8 Level - First
Living Room: 21 X 15 Level - First
Full Bath: 8 X 5 Level - First
Primary Bathroom: 8.5 X 9.5 Level - First
Primary Bedroom: 16 X 12.5 Level - First
Bedroom: 11 X 10 Level - First
Bedroom: 13 X 10 Level - First

Local Schools

High School: Arnold
Middle School: Surfside
Elementary School: Hutchison Beach

12590 Emerald Lake Drive | MLS# 788503

This single family home located at 12590 Emerald Lake Drive, Panama City Beach, FL 32407 is currently listed for sale with an asking price of $425,000. This property was built in 1991 and has 3 bedrooms and 2 full baths with 1211 sq. ft. Emerald Lake Drive is located in the Emerald Lake Estates subdivision. Search Emerald Lake Estates real estate on rmerritt.beachybeach.com today.

Listed By / Shown By

Listed By

Agency Name: Coldwell Banker Realty

Shown By

Agent Name: Regina Merritt
Agent Phone: (334) 790-0983
Agency Title: Beachy Beach Real Estate

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Disclaimer: All information deemed reliable but not guaranteed. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) or information provider(s) shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless. Listing(s) information is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information on this site was last updated 04/17/2026. The listing information on this page last changed on 04/17/2026. The data relating to real estate for sale on this website comes in part from the Internet Data Exchange program of Delta Media Group MLS (last updated Fri 04/17/2026 6:36:14 AM EST) or Emerald Coast MLS (last updated Fri 04/17/2026 6:30:25 AM EST) or Central Panhandle Association of Realtors (last updated Fri 04/17/2026 1:17:19 AM EST). Real estate listings held by brokerage firms other than Beachy Beach Real Estate may be marked with the Internet Data Exchange logo and detailed information about those properties will include the name of the listing broker(s) when required by the MLS. All rights reserved.
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